Mortgage Solutions Tailored to You
At FFDS Consultants, we understand the significance of finding the right mortgage for your needs. Our expertise covers a variety of mortgages to cater to your unique requirements.
First-Time Buyers:
Embarking on your first home journey? Our experienced mortgage advisors assist you in understanding your borrowing potential, ensuring you make informed decisions. Avoid hasty choices; let us guide you to the best first-time buyer mortgages in Leicester.
Remortgaging Made Easy:
Considering remortgaging? Whether your current deal is expiring, you wish to overpay, or tap into property equity, our experts simplify the process. Our mortgage brokers in Leicester provide comprehensive guidance, ensuring you secure the best remortgage deal effortlessly.
Buy-to-Let Expertise:
Planning on property investment? Our buy-to-let mortgage options cater to your investment aspirations. With tailored interest-only solutions, we enable your property investment journey, guiding you through every step.
Right to Buy Support:
Qualifying for the Right to Buy scheme? We assist tenants seeking to buy their council-owned properties. Benefit from our expertise, ensuring you understand discount eligibility and secure your home at the best possible rate.
Our Seamless Approach:
Enquire:
Connect with us via call or our online forms. We thrive on challenges and welcome your inquiries.
Discuss:
Our advisors engage with you to understand your goals, answer queries, and explore your mortgage options comprehensively.
Relax:
Sit back while we find the ideal mortgage solution tailored to your needs. We handle the arrangements, ensuring a smooth and stress-free experience for you.
Your property dreams matter to us. Contact FFDS Consultants today and let us guide you towards the perfect mortgage solution. Your financial security begins with a conversation.
Frequently Asked Questions
A debt management plan is an informal repayment arrangement for non-priority debts negotiated between you and your creditors, handled by a DMP Practitioner.
Debt consolidation merges multiple debts into one, making it easier to manage and often reducing monthly outgoings. Unpaid credit cards and other existing debts can be included.
Obtaining a mortgage with bad credit is challenging but not impossible. Specialised lenders offer solutions for individuals with less-than-perfect credit scores.
Yes, going into overdraft can affect your credit score. Managing finances wisely is crucial for maintaining a healthy credit score.
While having poor credit makes approval difficult, it's not impossible. There are steps you can take to improve your chances, which we can discuss in detail.
Shared Ownership is a government scheme enabling partial property ownership and renting. Buyers pay a mortgage on the percentage they own and rent on the remainder.
Remortgaging involves getting a new mortgage on a property you already own. It's an opportunity to save significantly on your mortgage repayments and can be a financially wise decision.
A Joint Borrower Sole Proprietor (JBSP) mortgage allows buyers to take out a mortgage with someone else without the co-owner having a legal stake in the property.
A first-time buyer is someone who has never owned a home before, excluding inherited properties. If jointly buying, you're not a first-time buyer if your co-buyer isn't.
Yes, you can. We collaborate with specialist mortgage brokers who work with lenders offering mortgages to applicants with defaults, considering individual circumstances during the process.
What we offer
Portfolio Refinancing:
- No maximum limit exposure
- Up to 75% LTV overall portfolio
- Lending available in Scotland
- Adverse credit accepted
Commercial Mortgages:
- First-time landlord
- Owner occupier
- Up to 75% LTV
- Scotland
- Adverse credit accepted
- Vacant property
- No accounts or trading history
BTL/HMO:
- First-time buyer / First-time landlord
- No limit on rooms or units
- Over 20 storeys high
- Commercial investment valuation
- Adverse credit accepted
- Minimum loan amount of £25,000
- Ex-council properties welcome
- Flats under 30sqm
- Day 1 remortgage available
- Transfer of equity
- Trading company applications
- Trust companies
- Scotland
- Light refurbishment allowed without bridging finance
- Leases under 75 years
- Foreign nationals with no credit footprint in the UK
Bridging Finance:
- 100% funding for below market value properties
- Foreign nationals welcome
- Offshore companies
- All commercials and residential assets
- Minimum loan £25,000 / Maximum Loan £25m
- Refurb / Conversion / Extension
- Adverse credit accepted
- Rolled up interest available
- Lending based on GDV
- First-time developer / First-time buyer
- Auction Purchases
- 5-day completion possible
- 1-month minimum term available
- Land with no planning
Development Finance:
- First-time developer
- Lending based off the GDV
- Adverse credit accepted
- Commercials / SA / Shopping Centres / Residential mix use
- 90% LTC available
- 100% private equity partnership
- Foreign nationals
- Overseas companies
- Rolled up interest."
Welcome to FFDS Consultants. Your Trusted Partner in Property Sourcing, Development, and Financing
Contact Us
info@ff-ds.co.uk
447585700630
447365299486